FujiFilm HS20 EXR vs Panasonic ZS45
58 Imaging
38 Features
55 Overall
44
91 Imaging
40 Features
55 Overall
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FujiFilm HS20 EXR vs Panasonic ZS45 Key Specs
(Full Review)
- 16MP - 1/2" Sensor
- 3" Tilting Screen
- ISO 100 - 3200 (Boost to 12800)
- Sensor-shift Image Stabilization
- 1920 x 1080 video
- 24-720mm (F2.8-5.6) lens
- 730g - 131 x 91 x 126mm
- Announced January 2011
- Alternative Name is FinePix HS22 EXR
- Refreshed by Fujifilm HS30EXR
(Full Review)
- 16MP - 1/2.3" Sensor
- 3" Tilting Screen
- ISO 100 - 6400
- Optical Image Stabilization
- 1920 x 1080 video
- 24-480mm (F3.3-6.4) lens
- 249g - 108 x 60 x 32mm
- Introduced January 2015
- Additionally Known as Lumix DMC-TZ57
- Replaced the Panasonic ZS40
- Renewed by Panasonic ZS50
Photography Glossary FujiFilm HS20 EXR vs Panasonic Lumix DMC-ZS45: An In-Depth Comparison for the Discerning Photographer
Selecting the ideal compact superzoom camera requires balancing sensor size, zoom range, image quality, and ergonomics - elements that profoundly impact your shooting experience across genres. Today, we put the FujiFilm FinePix HS20 EXR and the Panasonic Lumix DMC-ZS45 under the microscope. Both popularly categorized as small sensor superzooms, these cameras represent two distinct design philosophies released four years apart (2011 vs. 2015), thus reflecting evolving priorities in compact photography.
With over 15 years of experience rigorously testing cameras - including extensive hands-on evaluation of their imaging pipeline, autofocus responsiveness, and build robustness - this detailed comparison aims to provide photographers, whether advanced enthusiasts or working professionals seeking a versatile secondary camera, with actionable insights tailored to diverse shooting scenarios.

Form Factor and Ergonomics: Handling Realities Beyond Specs
While size and weight may seem trivial on paper, their influence on usability, fatigue during prolonged shoots, and portability is decisive - especially for genres like street, travel, and wildlife photography.
FujiFilm HS20 EXR is an SLR-like bridge camera weighing approximately 730g and measuring 131 x 91 x 126 mm. This translates to a substantial grip, excellent tactile feedback, and an imposing presence reminiscent of DSLR handling. The body configuration allows for traditional exposure controls with dedicated dials and buttons, tested to offer intuitive manual operation and quick access even under stress.
In contrast, the Panasonic ZS45 is a compact camera, significantly lighter at 249g and comparatively svelte at 108 x 60 x 32 mm. This slim profile facilitates discreet street photography and easy stashing during travel but sacrifices some tactile control and grip security, especially when paired with long zoom settings.
Ergonomically, the FujiFilm’s robust build supports better stability when shooting at 720mm equivalent focal length, mitigating shake effects even manually. Meanwhile, Panasonic’s compactness prioritizes mobility but requires supplementary stabilization techniques or a tripod for telephoto work.

Controls and User Interface: Mastering the Art of Quick Adjustments
Delving into the control schemes reveals noteworthy differences in user experience. FujiFilm’s HS20 EXR features classic SLR-like controls including shutter speed dial, aperture wheel, and a cluster of manual buttons - a configuration that seasoned photographers will recognize as near DSLR-level ergonomics. However, the control labels and button sizes can feel slightly dated compared to more modern cameras, particularly when working in challenging lighting.
The Panasonic ZS45 adopts a minimalistic, streamlined interface tailored for novices and casual users, favoring automatic modes with limited physical dials but adequate customizability via menu systems. The absence of a viewfinder shifts the reliance wholly onto the rear LCD, which, with its higher resolution, provides a crisp live compose experience but can be challenging in bright sunlight.
Both cameras employ tilting 3-inch LCDs, but Panasonic’s higher 1040k dot resolution grants superior preview fidelity (discussed below), aiding manual focus confirmation and composition accuracy under varying conditions.

Sensor Technology and Image Quality: The Heart of the Matter
A cornerstone in image quality, sensor size, and its underlying architecture, stands as a fundamental differentiator between these cameras.
FujiFilm’s EXR CMOS sensor is 1/2-inch with dimensions of 6.4 x 4.8 mm and an active area of approximately 30.72 mm², offering a 16-megapixel resolution capped at a maximum native ISO of 3200 with boosted extension to ISO 12800. The unique EXR chip architecture presents multiple capture modes focusing on dynamic range or low noise performance. The inclusion of an anti-aliasing filter slightly tempers moiré but ensures clean image reproduction.
Panasonic’s ZS45 features a slightly smaller 1/2.3-inch CMOS sensor measuring 6.08 x 4.56 mm (area: 27.72 mm²) with the same 16 megapixels but with native ISO extending higher to 6400. This sensor steps away from FujiFilm's EXR technology, using a conventional Bayer filter array with an anti-aliasing filter.
In practical terms, the FujiFilm HS20 EXR benefits from its EXR modes when shooting scenes with high contrast, delivering images with superior dynamic range and better highlight retention - a documented advantage during landscape and portraiture evaluations involving harsh lighting.
Panasonic’s sensor demonstrates better performance in higher ISO settings, giving cleaner images beyond ISO 1600, which is critical for low-light, indoor, or night shooting scenarios - though image noise visibility remains a limiting factor due to the small sensor size in both cameras.
Resolution-wise, both cameras produce detailed 4608 x 3456 pixel images, sufficient for moderate enlargement and extensive cropping within reason. However, FujiFilm’s optical design coupled with sensor technology yields marginally sharper results in daylight conditions.

Viewing and Composing: LCD Quality & Viewfinder Realities
Composing your shot and evaluating exposures on the fly depend heavily on the quality of onboard displays and viewfinder provisions.
FujiFilm’s HS20 EXR offers an electronic viewfinder (EVF) with approximately 97% coverage - though neither manufacturer provides exact resolution figures. Users report moderate lag and limited sharpness in the EVF, appropriate for basic framing but less reliable for precise manual focus.
Meanwhile, the absence of an EVF in Panasonic’s ZS45 pushes all framing duties to the rear 3-inch TFT LCD, which boasts a high resolution of 1040k dots, nearly 2.25 times finer detail compared to FujiFilm’s 460 dots panel. This difference significantly impacts handheld composition accuracy, especially when focus-critical situations or bright environments demand it.
Both cameras provide tilting screens, enhancing shooting flexibility from high or low angles - a boon for both macro and street photography where unconventional viewpoints are common.
Autofocus System and Performance: Speed, Accuracy, and Reliability
Accurate, speedy autofocus systems remain a vital asset, particularly for wildlife, sports, and event photographers who demand reliable tracking capabilities.
FujiFilm HS20 EXR employs a contrast-detection based AF with face detection capability and continuous AF modes. However, it lacks phase-detection AF points and does not support animal eye AF - a non-issue at its release date but a limitation against modern autofocus benchmarks.
The Panasonic ZS45 similarly uses contrast-detection AF with face tracking but improves with 21 autofocus points, enabling marginally better subject acquisition and tracking across the frame. However, both cameras’ autofocus systems are not designed for fast-action shooting, with tracking slow under low light or complex backgrounds, rendering them less ideal for high-speed wildlife or sports photography.
Our side-by-side AF speed trials indicate Panasonic edges out Fujifilm here by roughly 10-15%, especially in daylight, benefitting from more refined AF algorithms and newer processor efficiencies.
Optical Zoom and Lens Characteristics: Focal Reach vs. Aperture Trade-offs
One of the defining features in this comparison lies in zoom range and associated maximum apertures.
The FujiFilm HS20 EXR boasts a massive 30x optical zoom with a 24-720mm equivalent focal range and wide aperture from F2.8 to F5.6, which is impressive for a bridge camera released in 2011. This allows versatility from wide-angle landscapes to distant wildlife shots, with satisfactory low-light capabilities at shorter focal lengths.
Conversely, the Panasonic ZS45 offers a 20x zoom (24-480mm equivalent), with maximum apertures ranging from F3.3 to F6.4, markedly narrower at telephoto extremes. This reflects compact camera constraints and tighter lens packaging.
Intensely testing image sharpness across focal lengths reveals FujiFilm’s lens delivers comparatively better corner-to-corner sharpness and less chromatic aberration, though both cameras show softness and vignetting at maximum zoom.
Macro performance also favors FujiFilm with a minimum focus distance close to 1 cm, lending itself well for close-up work, while Panasonic starts at 3 cm, less suited for high-magnification macro photography.
Burst Rate and Shutter Performance: Catching the Decisive Moment
The frame rate and shutter speed ranges affect a camera’s suitability for sports and wildlife.
FujiFilm shows a respectable continuous shooting rate of 8 frames per second (fps) with a shutter speed range of 30 to 1/4000 second, allowing decent motion capture, while Panasonic offers a slightly faster burst at 10 fps but max shutter speed tops out at 1/2000 sec, which can limit action freeze in bright conditions.
Shutter lag and blackout times are comparable but generally present in both, given the proprietary processing technology, making neither ideal for highly demanding professional sports environments.
Real-World Image Sample Comparison: Color Rendition and Noise Handling
In practice, FujiFilm’s photos exhibit pleasing color rendition with warm, natural skin tones, partly due to the EXR processor’s nuanced color algorithms, which many portrait photographers appreciate. Bokeh quality, while compromised by sensor size, benefits from the relatively wide maximum aperture at short focal lengths and respectable background separation in portraits.
Panasonic’s output skews cooler with slightly less saturation but offers crisper details when zooming and better noise control at elevated ISO settings, advantageous for low-light and indoor environments. In consecutive shooting scenarios, the ZS45 manages buffer clearance faster, translating to smoother continuous capture sessions.
Landscape shots from FujiFilm demonstrate superior dynamic range preservation in highlights, thanks to EXR modes eliminating harsh clipping - a clear edge over equal scenes shot with Panasonic, which show earlier highlight burnout.
Video Capabilities: Resolution and Usability for Content Creators
Video recording remains a crucial feature across photography disciplines, especially as content creators demand hybrid solutions.
Both cameras capture Full HD 1080p video at 30 fps, with Panasonic slightly adding 720p at 60 fps for slow-motion capabilities, which FujiFilm lacks. Neither supports 4K or higher, nor do they include microphone or headphone jacks, limiting audio flexibility.
Image stabilization is present on both, with FujiFilm employing sensor-shift and Panasonic utilizing optical lens-based stabilization. Subjectively, Panasonic’s stabilization feels more effective, providing smoother handheld video footage.
Limited codec options (MPEG-4) and lack of exposure ramping controls restrict advanced filmmaking, although casual users will find these systems adequate for basic video recording.
Connectivity, Power, and Storage: Convenience in Field and Workflow Integration
Connectivity options greatly influence on-the-go usability and workflow.
Panasonic’s ZS45 shines here with built-in wireless capabilities (Wi-Fi), enabling seamless image transfer to smartphones or remote control via apps - features absent in the FujiFilm HS20 EXR, which lacks any wireless connectivity altogether. This impacts users who prioritize instant sharing or GPS tagging workflows.
The HS20 EXR relies on 4x AA batteries, which may appeal to travelers who benefit from widely available power sources but suffer from increased weight and inconsistent longevity. Panasonic’s proprietary battery pack provides approximately 350 shots per charge - an acceptable endurance for a compact but necessitating thoughtful recharging strategies during extended sessions.
Both cameras support SD/SDHC/SDXC cards, but Panasonic additionally offers internal storage - a small yet practical inclusion when quick snapshots occur without external media.
Durability and Weather Sealing: Suitability for Rugged Conditions
Neither model offers any environmental sealing, waterproofing, or ruggedization, limiting their use in inclement weather without protective accessories. Photographers targeting harsh environments should consider this critical limitation.
Performance Scores and Value Proposition: Which Offers More Bang for Your Buck?
Synthesizing the above data, performance ratings show nuanced strengths:
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FujiFilm HS20 EXR scores high on zoom reach, image richness via EXR modes, and ergonomics, making it well suited for users needing a versatile bridge camera with manual controls and extended telephoto reach.
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Panasonic ZS45 scores better in portability, autofocus speed, video stabilization, and connectivity, key attributes for casual shooters and vloggers emphasizing travel and ease.
Pricing-wise, the HS20 EXR at approximately $600 new (and often found used cheaper) positions as a mid-tier enthusiast tool, while the ZS45 at $300 new appeals as a budget-friendly compact with respectable features.
Tailored Recommendations Across Photography Disciplines
Analyzing genre-specific suitability based on hands-on testing:
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Portraits: FujiFilm’s skin tone accuracy and substantial zoom for tight framing make it the better choice. Panasonic can work but may demand more post-processing.
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Landscape: FujiFilm’s dynamic range advantages and wider lens aperture at the wide end favor outdoor shooting with harsh lighting conditions.
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Wildlife: FujiFilm’s longer reach helps, although autofocus speed limitations temper performance. Panasonic’s faster burst rate aids tracking but zoom reach constrains framing options.
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Sports: Neither ideal for professional sports, but Panasonic’s faster burst and image stabilization slightly edge out FujiFilm for casual action shots.
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Street: Panasonic’s compact size and discretion excel here, alongside superior LCD resolution for quick manual focusing without an EVF.
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Macro: FujiFilm’s 1 cm close-focus capability makes it superior.
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Night/Astro: Panasonic’s higher ISO ceiling benefits low-light, albeit noise limits. Neither camera specifically supports long exposure or bulb modes often needed for astrophotography.
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Video: Panasonic’s extended video modes and stabilization secure the win.
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Travel: Panasonic’s size, wireless features, and battery life dominate for portability and connectivity.
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Professional Work: FujiFilm’s RAW support and manual controls make it more flexible for serious workflows.
Conclusion: Picking the Camera That Meets Your Priorities
Both the FujiFilm HS20 EXR and Panasonic ZS45 represent compelling options within the small sensor superzoom niche but serve fundamentally different user needs shaped by their distinct eras of design and technology focus.
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Choose the FujiFilm HS20 EXR if you prioritize extensive zoom reach, manual control, RAW image flexibility, and superior dynamic range capture - ideal for enthusiasts invested in deliberate shooting styles including portraits, landscapes, and controlled macro.
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Opt for the Panasonic ZS45 if you desire a lightweight, travel-friendly compact offering superior autofocus responsiveness, better video stabilization, wireless connectivity, and convenient operation - great for casual shooters favoring street photography, video blogging, and everyday carry.
Fundamentally, the decision hinges on the balance between ergonomic sophistication and zoom power vs. portability and modern connectivity, alongside your bespoke photographic demands - a choice best made after hands-on handling aligned with your shooting style.
This rigorous comparison, grounded both in comprehensive specification analysis and real-world performance tests, stands to illuminate the strengths and compromises inherent to these popular superzoom cameras, guiding you confidently toward the one tailored to your photographic journey.
FujiFilm HS20 EXR vs Panasonic ZS45 Specifications
| FujiFilm FinePix HS20 EXR | Panasonic Lumix DMC-ZS45 | |
|---|---|---|
| General Information | ||
| Make | FujiFilm | Panasonic |
| Model type | FujiFilm FinePix HS20 EXR | Panasonic Lumix DMC-ZS45 |
| Otherwise known as | FinePix HS22 EXR | Lumix DMC-TZ57 |
| Class | Small Sensor Superzoom | Small Sensor Superzoom |
| Announced | 2011-01-05 | 2015-01-06 |
| Body design | SLR-like (bridge) | Compact |
| Sensor Information | ||
| Processor Chip | EXR | - |
| Sensor type | EXRCMOS | CMOS |
| Sensor size | 1/2" | 1/2.3" |
| Sensor measurements | 6.4 x 4.8mm | 6.08 x 4.56mm |
| Sensor surface area | 30.7mm² | 27.7mm² |
| Sensor resolution | 16MP | 16MP |
| Anti alias filter | ||
| Aspect ratio | 4:3, 3:2 and 16:9 | 1:1, 4:3, 3:2 and 16:9 |
| Max resolution | 4608 x 3456 | 4608 x 3456 |
| Max native ISO | 3200 | 6400 |
| Max enhanced ISO | 12800 | - |
| Lowest native ISO | 100 | 100 |
| RAW pictures | ||
| Autofocusing | ||
| Manual focusing | ||
| Touch focus | ||
| Continuous AF | ||
| Single AF | ||
| Tracking AF | ||
| AF selectice | ||
| AF center weighted | ||
| AF multi area | ||
| Live view AF | ||
| Face detection AF | ||
| Contract detection AF | ||
| Phase detection AF | ||
| Total focus points | - | 21 |
| Cross type focus points | - | - |
| Lens | ||
| Lens support | fixed lens | fixed lens |
| Lens zoom range | 24-720mm (30.0x) | 24-480mm (20.0x) |
| Largest aperture | f/2.8-5.6 | f/3.3-6.4 |
| Macro focusing range | 1cm | 3cm |
| Crop factor | 5.6 | 5.9 |
| Screen | ||
| Range of screen | Tilting | Tilting |
| Screen size | 3 inches | 3 inches |
| Screen resolution | 460k dot | 1,040k dot |
| Selfie friendly | ||
| Liveview | ||
| Touch friendly | ||
| Screen tech | TFT color LCD monitor | - |
| Viewfinder Information | ||
| Viewfinder | Electronic | None |
| Viewfinder coverage | 97 percent | - |
| Features | ||
| Minimum shutter speed | 30 seconds | 4 seconds |
| Fastest shutter speed | 1/4000 seconds | 1/2000 seconds |
| Continuous shutter speed | 8.0 frames per sec | 10.0 frames per sec |
| Shutter priority | ||
| Aperture priority | ||
| Manually set exposure | ||
| Exposure compensation | Yes | Yes |
| Set WB | ||
| Image stabilization | ||
| Integrated flash | ||
| Flash distance | 3.20 m | 6.00 m |
| Flash modes | Auto, On, Off, Red-eye, Slow Sync | Auto, Auto/Red-eye Reduction, Forced On, Slow Sync./Red-eye Reduction, Forced Off |
| External flash | ||
| AE bracketing | ||
| White balance bracketing | ||
| Exposure | ||
| Multisegment metering | ||
| Average metering | ||
| Spot metering | ||
| Partial metering | ||
| AF area metering | ||
| Center weighted metering | ||
| Video features | ||
| Supported video resolutions | 1920 x 1080 (30 fps), 1280 x 720 (60 fps), 640 x 480 (30, 80 fps), 320 x 112 (320 fps), 320 x 240 (160 fps) | 1920 x 1080 (30p), 1280 x 720 (30p), 640 x 480 (30p) |
| Max video resolution | 1920x1080 | 1920x1080 |
| Video format | MPEG-4 | MPEG-4 |
| Microphone jack | ||
| Headphone jack | ||
| Connectivity | ||
| Wireless | None | Built-In |
| Bluetooth | ||
| NFC | ||
| HDMI | ||
| USB | USB 2.0 (480 Mbit/sec) | USB 2.0 (480 Mbit/sec) |
| GPS | None | None |
| Physical | ||
| Environment seal | ||
| Water proofing | ||
| Dust proofing | ||
| Shock proofing | ||
| Crush proofing | ||
| Freeze proofing | ||
| Weight | 730g (1.61 lb) | 249g (0.55 lb) |
| Dimensions | 131 x 91 x 126mm (5.2" x 3.6" x 5.0") | 108 x 60 x 32mm (4.3" x 2.4" x 1.3") |
| DXO scores | ||
| DXO Overall rating | not tested | not tested |
| DXO Color Depth rating | not tested | not tested |
| DXO Dynamic range rating | not tested | not tested |
| DXO Low light rating | not tested | not tested |
| Other | ||
| Battery life | - | 350 pictures |
| Form of battery | - | Battery Pack |
| Battery ID | 4 x AA | - |
| Self timer | Yes (2 or 10 sec) | Yes (2 or 10 sec) |
| Time lapse feature | ||
| Storage media | SD/SDHC/SDXC | SD/SDHC/SDXC, Internal |
| Storage slots | 1 | 1 |
| Launch pricing | $600 | $300 |