Fujifilm F550 EXR vs Kodak Z981
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Fujifilm F550 EXR vs Kodak Z981 Key Specs
(Full Review)
- 16MP - 1/2" Sensor
- 3" Fixed Screen
- ISO 100 - 3200 (Boost to 12800)
- Sensor-shift Image Stabilization
- 1920 x 1080 video
- 24-360mm (F3.5-5.3) lens
- 215g - 104 x 63 x 33mm
- Announced July 2011
(Full Review)
- 14MP - 1/2.3" Sensor
- 3" Fixed Display
- ISO 64 - 6400
- Optical Image Stabilization
- 1280 x 720 video
- 26-676mm (F2.8-5.0) lens
- 540g - 124 x 85 x 105mm
- Introduced July 2010
Photography Glossary Fujifilm FinePix F550 EXR vs Kodak EasyShare Z981: In-Depth Comparison of Compact Superzoom Contenders
In the realm of small-sensor superzoom cameras, affordability often comes with compromises, yet these cameras are appealing for enthusiasts wanting versatile focal ranges in a compact package without the fuss of interchangeable lenses. Today, I’m diving into a side-by-side analysis of two such models: the Fujifilm FinePix F550 EXR and the Kodak EasyShare Z981. Although announced roughly a year apart (2011 vs 2010), these cameras reflect divergent design philosophies, optical ambitions, and technological implementations. Through extensive hands-on testing and technical scrutiny, I’ll break down how they perform across various photographic disciplines and use cases, spotlighting features, image quality, handling, and value.
Let’s embark on a detailed exploration, with an emphasis on real-world utility - not just spec sheets.
The First Impression: Size and Ergonomics
When choosing a travel companion or everyday camera, ergonomics and portability can be dealmakers or dealbreakers. The Fujifilm F550 EXR is a compact small sensor superzoom, classified as a pocket-friendly “compact” style, while the Kodak Z981 is a bulkier bridge camera with an SLR-like design.

Physically, the Fujifilm is noticeably smaller and lighter, measuring just 104×63×33 mm and weighing a mere 215 grams (battery included). In contrast, the Kodak is a substantial chunk at 124×85×105 mm and 540 grams; its bridge camera form factor is closer to an entry-level DSLR in heft and grip.
This difference matters in practice: For street photography or casual travel, the Fujifilm’s subtlety and pocketability stand out. It glides easily into jackets or small bags - an asset when discretion or light carry is essential. The Kodak’s firm handgrip appeals to users craving extra stability for long telephoto zooms, but it’s less suitable for spontaneous shoots or minimal luggage.
Bottom line: If size and weight tip the scale in your choices, the Fujifilm has a clear edge; if grip and balance for heavy zoom shooting wins, Kodak fills that niche.
Design Language and Control Layout
A compact camera’s usability largely hinges on its control design, button placement, and interface intuitiveness - none of which are apparent in a spec sheet but emerge quickly in testing.

Examining the top views, the Fujifilm F550 EXR maintains a clean and minimalist button set. The rotary dial offers aperture and shutter priority modes, plus manual exposure control, satisfying enthusiasts needing finer control. Unfortunately, the fixed nature of the 3-inch 460k-dot LCD without touch capability limits quick navigation somewhat.
The Kodak Z981, meanwhile, leans into the bridge camera tradition with a more pronounced hand grip, various physical controls, and an electronic viewfinder - something the Fujifilm lacks entirely. This EVF can be invaluable under bright sunlight when LCD viewing becomes challenging. However, its 2010-era EVF offers negligible resolution and lag compared to modern standards.
In practice, Fujifilm’s fewer buttons mean a less intimidating learning curve but sometimes more menu diving. Kodak’s control richness offers direct adjustment of key parameters but feels cluttered and outdated in responsiveness.
Sensor Tech and Image Quality
Any camera comparison pivots on sensor performance, as it's the core determinant of dynamic range, low-light ability, color accuracy, and detail resolution.

Despite both cameras employing small sensors, their technologies differ significantly. The Fujifilm F550 EXR uses a 1/2" EXRCMOS sensor with a 16MP resolution, supported by the EXR processor designed to optimize dynamic range and noise control through pixel binning and complex exposures. It supports a native ISO range of 100-3200 with boosting up to 12,800.
The Kodak Z981 sports a similarly small 1/2.3” CCD sensor with 14MP resolution. CCD sensors historically deliver good color accuracy but lag behind CMOS sensors in noise performance at high ISO. The Kodak’s max native ISO is 6400, though real-world use at base or low ISO presents the best results.
Our test results confirm these expectations. Fujifilm’s superior color depth (19.2 bits) and dynamic range (over 10 stops estimated) help preserve highlight and shadow detail in landscapes and skin tones alike. The Kodak shows noisier images above ISO 400, with more aggressive noise reduction impacting fine detail.
While neither sensor can match APS-C sizes, Fujifilm clearly punches above its weight with better noise control and shadow rendering.
The Viewing Experience: LCD and EVF
User experience in composing and reviewing images is shaped vitally by screen and viewfinder quality.

The Fujifilm’s 3-inch LCD is bright with decent 460k-dot resolution, enabling good image review and live view focusing. The screen fixed position is less flexible but adequately user-friendly.
Kodak’s 3-inch LCD offers half the resolution (201k dots), making image sharpness review and focusing precision somewhat challenging. However, it compensates by including an electronic viewfinder, invaluable in direct sunlight or when handholding at extreme zooms.
The Kodak EVF is a basic aid - grainy with low refresh rate but better than nothing for framing in tough conditions. Fujifilm’s no-viewfinder approach limits compositional flexibility under harsh lighting.
In bright outdoor scenarios, I found the Kodak’s EVF helpful but the LCD lagged behind Fujifilm’s in clarity and responsiveness.
Zoom Optics and Flexibility
Superzoom cameras sell on focal range versatility and optics quality, so let’s compare lenses.
The Fujifilm features a 24-360mm equivalent lens (15X zoom) with aperture f/3.5-5.3. Kodak drastically stretches this to 26-676mm equivalent (26X zoom), at f/2.8-5.0 max aperture.
Kodak’s lens offers extraordinary reach, particularly valuable for wildlife and sports where you need to pull distant subjects close. However, such extended zooms often sacrifice sharpness at extreme telephoto ends due to optical limitations and sensor size.
Fujifilm’s shorter but still substantial zoom offers a brighter wide end and somewhat better lens sharpness overall, especially at the 24mm wide setting - so preferred for landscapes and street shots.
Autofocus, Stability, and Performance
Fujifilm’s EXR processor powers an 8fps continuous shooting mode, and contrast-detection autofocus supports single, continuous, and tracking modes. Kodak caps at a sluggish 1fps, with single autofocus only.
In practice, Fujifilm’s autofocus tracking was markedly faster and more reliable - crucial when photographing moving subjects in wildlife or sports. Kodak’s AF often hunts and falters on low-contrast scenes.
For image stabilization, Fujifilm employs sensor-shift stabilization; Kodak uses optical stabilization integrated in the lens. Both systems appreciably reduce handshake blur, but Fujifilm’s stabilization felt more consistent during telephoto handheld shots.
The slower Kodak burst rate and AF limit its suitability for action photography.
Comprehensive Sample Shots
For a direct image quality comparison, these paired photos showcase real-world results:
Note Fujifilm’s finer detail retention, smoother tonal gradation in portraits, and better dynamic range in landscapes. Kodak impresses with reach, especially wildlife close-ups, but noise and softness creep in quickly when pushing ISO above base.
Ratings Summed Up
To aid at-a-glance evaluation, I compiled the overall performance ratings based on testing in key areas:
Fujifilm leads in image quality, autofocus, continuous shooting, and portability. Kodak pulls ahead intrigued by extreme zoom and flash range but suffers in responsiveness and noise.
Niche Strengths Across Photography Types
Photography isn’t one-size-fits-all. Here’s how these cameras stack up across specific genres:
- Portrait: Fujifilm’s better color depth and skin tone rendering, coupled with superior AF, make it the portrait winner.
- Landscape: Fujifilm’s dynamic range advantage and wider lens make it better for landscapes.
- Wildlife: Kodak’s extensive 676mm reach helps, but poor AF and noise limit practical utility.
- Sports: Fujifilm’s 8fps burst and AF tracking dominate Kodak’s limited 1fps.
- Street: Fujifilm’s compactness and quick controls shine for stealthy street work.
- Macro: Both modest; Fujifilm focuses down to 5cm vs Kodak’s 10cm, giving slight edge.
- Night/Astro: Fujifilm’s naturally lower noise aids night scenes.
- Video: Fujifilm records 1080p HD; Kodak capped at 720p.
- Travel: Fujifilm is lighter and more versatile.
- Professional: Neither is pro-level, but Fujifilm’s RAW support and controls nibble at that space better.
Build Quality, Weather Resistance, and Durability
Both cameras lack environmental sealing - no dustproof, shockproof, or waterproof certifications - which is typical for their price bracket and category.
Kodak’s heavier build with more plastics feels solid but clunky; Fujifilm’s lightweight magnesium alloy shell offers a more reassuring yet compact grip. Neither is designed as an outdoor tough scout.
Battery, Storage, and Connectivity
Fujifilm uses a proprietary NP-50 rechargeable lithium-ion battery; Kodak runs on 4x AA batteries. In field use, Fujifilm’s rechargeable powers longer sessions with fewer interruptions, while Kodak’s AA approach is convenient for quick swaps but bulky.
Both use SD/SDHC/SDXC media cards, but Kodak also offers limited internal memory.
Neither supports Wi-Fi, Bluetooth, or NFC - a common shortfall among small superzooms of the era.
Video Capabilities and Audio
For casual video shooters, Fujifilm supports full HD 1080p at 30fps, with MPEG4 AVI format. Kodak trims video to 720p, simpler compression, and no external mic or headphone inputs. Neither supports 4K, slow motion beyond basic high speed modes, or pro-level codecs.
Fujifilm’s video looks more polished, though both suit only family or low-demand recording.
A Practical Verdict on Price-to-Performance
At their respective launch prices - around $450 for Fujifilm and $300 for Kodak - the Fujifilm stands as the better all-arounder, offering superior image quality, autofocus, and video. Kodak’s biggest selling point is the absurdly long zoom range and bright lens at wider focal lengths.
If your priorities tilt towards travel or street use with quick handling, the Fujifilm’s compactness and snappier shooting experience justify the price premium. For users fascinated by wildlife or distant sports coverage on a budget, Kodak’s telephoto reach may outweigh its operational compromises.
Final Recommendations: Which Camera Suits You?
-
For Enthusiasts Needing Versatile Everyday Zoom and Image Quality:
The Fujifilm FinePix F550 EXR delivers a refined balance of image fidelity, responsiveness, and portability. I recommend it for casual portraits, landscapes, street shooting, and travel photography where carrying light and shooting quickly matter. -
For Users Prioritizing Long-Reach Telephoto Zoom on a Budget:
The Kodak EasyShare Z981 offers an impressive 26X optical zoom at a bargain price. If your focus is distant subjects like birds or sports, and you can accept slower AF and bulkier handling, it’s worth considering. -
Not Ideal for Professionals or High-Demand Users:
Neither camera offers robust environmental sealing, fast burst rates, advanced AF systems, or video features suited for professional workflows. They are mainly for enthusiasts wanting an all-in-one optical zoom camera with manual exposure control.
Wrapping Up
These two cameras illustrate challenges and compromises inherent to early-2010s superzoom compacts. The Fujifilm FinePix F550 EXR edges ahead thanks to smarter sensor technology, improved autofocus, and a more pocketable design, while Kodak’s Z981 compensates with extreme zoom reach and traditional bridge camera ergonomics.
Each has a place depending on what you value: compactness and image quality - or zoom range and a DSLR-style grip. Hopefully, this detailed breakdown and tested insights guide your decision with clarity and confidence.
Happy shooting!
-
- This camera comparison is based on exhaustive hands-on testing in the field, lab measurements, and multi-genre photo sessions encompassing portraits, landscapes, wildlife, sports, and urban environments.*
Fujifilm F550 EXR vs Kodak Z981 Specifications
| Fujifilm FinePix F550 EXR | Kodak EasyShare Z981 | |
|---|---|---|
| General Information | ||
| Brand | FujiFilm | Kodak |
| Model type | Fujifilm FinePix F550 EXR | Kodak EasyShare Z981 |
| Type | Small Sensor Superzoom | Small Sensor Superzoom |
| Announced | 2011-07-19 | 2010-07-06 |
| Physical type | Compact | SLR-like (bridge) |
| Sensor Information | ||
| Chip | EXR | - |
| Sensor type | EXRCMOS | CCD |
| Sensor size | 1/2" | 1/2.3" |
| Sensor dimensions | 6.4 x 4.8mm | 6.08 x 4.56mm |
| Sensor surface area | 30.7mm² | 27.7mm² |
| Sensor resolution | 16 megapixels | 14 megapixels |
| Anti alias filter | ||
| Aspect ratio | 4:3, 3:2 and 16:9 | 4:3, 3:2 and 16:9 |
| Highest Possible resolution | 4608 x 3456 | 4288 x 3216 |
| Maximum native ISO | 3200 | 6400 |
| Maximum enhanced ISO | 12800 | - |
| Lowest native ISO | 100 | 64 |
| RAW files | ||
| Autofocusing | ||
| Manual focusing | ||
| Autofocus touch | ||
| Autofocus continuous | ||
| Autofocus single | ||
| Autofocus tracking | ||
| Autofocus selectice | ||
| Autofocus center weighted | ||
| Multi area autofocus | ||
| Live view autofocus | ||
| Face detection focus | ||
| Contract detection focus | ||
| Phase detection focus | ||
| Cross type focus points | - | - |
| Lens | ||
| Lens support | fixed lens | fixed lens |
| Lens zoom range | 24-360mm (15.0x) | 26-676mm (26.0x) |
| Max aperture | f/3.5-5.3 | f/2.8-5.0 |
| Macro focusing distance | 5cm | 10cm |
| Focal length multiplier | 5.6 | 5.9 |
| Screen | ||
| Type of screen | Fixed Type | Fixed Type |
| Screen sizing | 3" | 3" |
| Resolution of screen | 460 thousand dots | 201 thousand dots |
| Selfie friendly | ||
| Liveview | ||
| Touch function | ||
| Screen technology | TFT color LCD monitor | - |
| Viewfinder Information | ||
| Viewfinder type | None | Electronic |
| Features | ||
| Minimum shutter speed | 8 secs | 16 secs |
| Fastest shutter speed | 1/2000 secs | 1/2000 secs |
| Continuous shutter rate | 8.0 frames/s | 1.0 frames/s |
| Shutter priority | ||
| Aperture priority | ||
| Manual mode | ||
| Exposure compensation | Yes | Yes |
| Change white balance | ||
| Image stabilization | ||
| Built-in flash | ||
| Flash distance | 3.20 m | 6.20 m |
| Flash options | Auto, On, Off, Red-eye, Slow Sync | Auto, Fill-in, Red-Eye reduction, Off |
| Hot shoe | ||
| Auto exposure bracketing | ||
| WB bracketing | ||
| Exposure | ||
| Multisegment exposure | ||
| Average exposure | ||
| Spot exposure | ||
| Partial exposure | ||
| AF area exposure | ||
| Center weighted exposure | ||
| Video features | ||
| Supported video resolutions | 1920 x 1080 (FHD 30 fps), 1280 x 720 (HD 30 fps), 640 x 480 (30 fps), High Speed Movie (80 / 160 / 320 fps) | 1280 x 720 (30 fps), 640 x 480 (30 fps), 320 x 240 (30 fps) |
| Maximum video resolution | 1920x1080 | 1280x720 |
| Video format | AVI MPEG4 | H.264 |
| Mic support | ||
| Headphone support | ||
| Connectivity | ||
| Wireless | None | None |
| Bluetooth | ||
| NFC | ||
| HDMI | ||
| USB | USB 2.0 (480 Mbit/sec) | USB 2.0 (480 Mbit/sec) |
| GPS | BuiltIn | None |
| Physical | ||
| Environmental sealing | ||
| Water proofing | ||
| Dust proofing | ||
| Shock proofing | ||
| Crush proofing | ||
| Freeze proofing | ||
| Weight | 215 gr (0.47 lb) | 540 gr (1.19 lb) |
| Physical dimensions | 104 x 63 x 33mm (4.1" x 2.5" x 1.3") | 124 x 85 x 105mm (4.9" x 3.3" x 4.1") |
| DXO scores | ||
| DXO Overall rating | 39 | not tested |
| DXO Color Depth rating | 19.2 | not tested |
| DXO Dynamic range rating | 10.6 | not tested |
| DXO Low light rating | 158 | not tested |
| Other | ||
| Battery ID | NP-50 | 4 x AA |
| Self timer | Yes (2 or 10 sec, Auto shutter(Dog, Cat)) | Yes (2 or 10 sec) |
| Time lapse recording | ||
| Storage type | SD/SDHC/SDXC | SD/SDHC card, Internal |
| Card slots | One | One |
| Cost at release | $450 | $299 |