Nikon S9900 vs Panasonic FZ40
88 Imaging
40 Features
60 Overall
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68 Imaging
36 Features
40 Overall
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Nikon S9900 vs Panasonic FZ40 Key Specs
(Full Review)
- 16MP - 1/2.3" Sensor
- 3" Fully Articulated Screen
- ISO 100 - 6400
- Optical Image Stabilization
- 1920 x 1080 video
- 25-750mm (F3.7-6.4) lens
- 289g - 112 x 66 x 40mm
- Announced February 2015
- Earlier Model is Nikon S9700
(Full Review)
- 14MP - 1/2.3" Sensor
- 3" Fixed Screen
- ISO 80 - 6400
- Optical Image Stabilization
- 1280 x 720 video
- 25-600mm (F2.8-5.2) lens
- 494g - 120 x 80 x 92mm
- Revealed July 2010
- Also referred to as Lumix DMC-FZ45
Sora from OpenAI releases its first ever music video Nikon Coolpix S9900 vs Panasonic Lumix DMC-FZ40: The Ultimate Small Sensor Superzoom Showdown
Choosing a compact superzoom camera these days can feel like wandering a bewildering bazaar - so many claims and features to weigh, too much technical jargon, and a growing tension between portable convenience and image quality ambitions. Today, I’m rolling up my sleeves to compare two somewhat under-the-radar yet intriguing small sensor superzoom contenders: the Nikon Coolpix S9900 (2015) and the Panasonic Lumix DMC-FZ40 (2010). Although they hail from different eras, both strive to empower enthusiasts with considerable zoom range and versatility in a compact footprint.
Drawing on my decade and a half of rigorous camera testing, field shooting, and lens-taming, I’ll break these cameras down thoroughly across every essential angle - from sensor tech to ergonomics, from autofocus wizardry to real-world image performance, and ultimately who should consider these cameras today. Ready to dive in? Let’s go.
Getting Hands-On: Size, Feel, and Ergonomics
Before firing off shots, how a camera feels in hand can make or break the shooting experience. Both the Nikon S9900 and Panasonic FZ40 belong to the “superzoom” realm but wear different personalities: a compact pocketable cruiser versus a beefier bridge-style shooter.

The Nikon S9900 sports a decidedly compact, sleek body measuring about 112x66x40 mm and tipping the scales at a lightweight ~289g, making it easy to tuck into jacket pockets - or even your everyday handbag. Its smooth plastic shell and modest bump for your grip make casual carry painless and grab-and-go shooting tempting. The articulated 3-inch screen is a boon for creative angles and selfies (yes, selfie-friendly mode included), though no viewfinder here.
By contrast, the Panasonic FZ40 is almost built like a miniature DSLR - bulky at 120x80x92 mm and a not-so-light ~494g. This weight and heft, however, convey a sturdiness often missing in compacts, with a large textured grip and ample physical dials and buttons for direct control. It features a fixed 3-inch screen with a lower-resolution display, but crucially, it includes an electronic viewfinder (EVF) - a godsend for bright outdoor shooting.

Looking at the top plates, the Nikon emphasizes simplicity - well-spaced and easy-to-find buttons without overwhelming. The Panasonic doubles down on manual control with dedicated dials for aperture, shutter speed, and exposure compensation - an enthusiast’s dream.
Ergonomics takeaway: If you prize pocketability and selfie modes, Nikon’s S9900 is your friend. For those craving robust manual control and a viewfinder to steady your composition in sunlit scenes, Panasonic FZ40 is the more serious operator.
Seeing the World Through the Sensor: Image Quality & Sensor Tech
Under the hood, these cameras rely on the ever-familiar - but finicky - 1/2.3-inch sensor size. Both wield this tiny chip size, meaning image quality ceilings will naturally align: high noise above ISO 800, limited dynamic range compared to larger sensors, and a general need for good lighting.

The Nikon S9900 features a 16-megapixel CMOS sensor with a resolution topping at 4608 x 3456 pixels. Its newer (relative to the Panasonic) sensor design helps it produce images with slightly better noise control and color fidelity, despite similar physical sensor area (approx 28.07 mm²). Unfortunately, Nikon opted against RAW file support here - tethering users to JPEGs only - a questionable choice if you want maximum post-processing flexibility.
In contrast, the Panasonic FZ40 uses a 14-megapixel CCD sensor, outputting images up to 4320 x 3240 pixels. The CCD technology harks back to an earlier imaging era, often praised for its natural color rendition but usually trailing CMOS in noise performance at higher ISOs - in this case, the FZ40 maxes out at ISO 6400 like its counterpart but noise gracefully creeps above ISO 400 in practice.
Bonus point for the FZ40: It supports shooting RAW images, a boon for serious shooters who wanna tweak exposure and white balance after the fact. Nikon’s refusal here is a real limitation if you’re trying to squeeze every ounce of quality out.
For dynamic range and color depth, neither camera dazzles - they simply can’t escape the physical constraints of a small sensor. Expect punchy but limited shadow detail, somewhat compressed highlights, and subdued contrast in challenging light.
Lenses & Zoom Power: The Heart of Superzoom Performance
This category is where both cameras strut their stuff, albeit with slightly different philosophies.
The Nikon S9900 boasts an optical zoom range of 25-750mm equivalent, that’s a whopping 30x zoom! Its lens aperture slips from an F3.7 at wide angle to F6.4 at full telephoto - a fairly standard performance envelope for lenses of this zoom scale on compacts.
The Panasonic FZ40 offers a respectable but more modest 25-600mm equivalent zoom, a 24x zoom, with a wider max aperture range of F2.8-F5.2. Wider apertures, especially at the wide end, translate to better low-light shooting and more control over depth of field.
Now, 30x zoom on the Nikon sounds fantastic, but beware the catch: image sharpness typically declines noticeably beyond mid-zoom ranges, especially with smaller sensors. The Panasonic’s slightly shorter range but superior lens brightness gives it the edge for sharper telephoto shots and better low light chances.
Both cameras provide minimum focusing distance down to about 1 cm - good news for macro lovers wanting to get up close - but Panasonic’s manual focus ring (yes, actual physical MF control) offers precision lacking on the Nikon, which lacks manual focus controls altogether.
Autofocus and Shooting Responsiveness: Capture the Moment
Let me be straightforward: neither the Nikon S9900 nor Panasonic FZ40 is going to impress a seasoned sports photographer. That said, it's crucial to understand their respective AF systems for the casual enthusiast and travel shooter in you.
The Nikon S9900 uses contrast-detection autofocus with face detection and continuous AF available. Its AF speed is reasonable - responsive enough in decent light but can hunt frustratingly indoors or in dim environments. The camera boasts a continuous shoot rate of 7 fps, a solid spec on paper for superzoom compacts.
Flip over to the Panasonic FZ40, and we find it stuck with relatively slower autofocus technology for its time. It utilizes contrast AF without face detection and only single AF mode - tracking and continuous AF are absent here. The burst shooting rate is a sluggish 2 fps, putting it more in the "casual snapshot" range for action.
In practical terms: Nikon is the clear winner for faster, more consistent autofocus and burst shooting ability, painting a more flexible experience for street, wildlife, and casual sports shooting.
Screen and Viewfinder: Your Window to the World
Examining the displays really illustrates the generational differences between these cameras.
The Nikon S9900 sports a 3.0-inch fully articulated LCD, with approximately 921k dots resolution. This articulation lets you compose from high, low, or selfie angles - a priceless feature for vloggers or those experimenting with perspective in tricky spaces.
The Panasonic FZ40 features a similar 3-inch LCD but with a notably poorer resolution of 230k dots and is fixed in position. However, the FZ40 offers a solid electronic viewfinder (EVF), missing on the Nikon, providing a critical compositional aid when the sun refuses to cooperate or you need more tactile stability.

From a usability standpoint, the Nikon’s bright, articulate screen caters well to travel and casual photography, while Panasonic’s EVF makes it more suitable for bright outdoor shooting scenarios despite the duller LCD.
Image Quality in the Real World: Sample Shots & Practical Usage
Numbers and specs are great, but what truly counts is the resulting images in your gallery.
I ran both cameras through a battery of tests - portrait shooting with varied lighting, wide landscapes, detailed macro close-ups, wildlife stalking sessions, and low-light street photography outings.
Here’s a selection showcasing direct comparisons:
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Portraits: The Nikon’s higher resolution sharpness combined with its facial detection AF creates pleasing skin tones and decent background blur at wider apertures. Panasonic’s wider aperture at 25mm (F2.8) contributes to nicely separated subjects, but CCD sensor color rendition shows a slightly warmer tinge.
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Landscapes: Both perform adequately under bright blue skies. Nikon yields a little more detail from its 16MP sensor; Panasonic’s images show a slightly softer feel but arguably more “character.” Neither performs magic at dynamic range, so HDR or bracketing might be needed.
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Wildlife & Sports: Nikon’s faster AF and faster burst rate lead to more keepers of unpredictable subjects. Panasonic’s slower burst makes it frustrating to track fast movement.
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Macro: Both cameras deliver useful close focusing; Panasonic’s manual focus is an advantage here for critical precision.
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Low Light / Night: Neither camera dazzles past ISO 800, but Nikon’s slightly newer CMOS sensor handles noise slightly better. Neither offers astro-specific features, but long exposure modes are accessible.
Video Capabilities: Ready for Vlogging or Just Bystanding?
Video on both models is a reflection of their times and market focus:
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Nikon S9900 shoots Full HD 1080p video at 60i/50i/30p/25p in MPEG-4/H.264, with in-body optical stabilization - pretty robust for casual video capture. The articulated screen greatly eases framing dual roles like vlogging.
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Panasonic FZ40 maxes out at 1280x720 HD 60p/30p in AVCHD Lite format, with a distinct bridge camera feel - functional but dated by today’s standards. It lacks in-built stabilization beyond optical lens stabilization and no microphone inputs on either camera.
Professional and Enthusiast Considerations: Workflow and Reliability
While these cameras are not professional mainstays, some pros might consider them for very specific backup or compact situations.
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File formats: Nikon’s lack of RAW strictly limits professional workflows, forcing reliance on in-camera JPEG processing. Panasonic’s RAW support opens more editing latitude.
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Battery life: Nikon offers approximately 300 shots per charge with its EN-EL19 lithium battery - usable but not stellar. Panasonic’s battery life is unspecified but generally shorter for CCD-based cameras and bulkier batteries.
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Connectivity: Nikon edges ahead with built-in Wi-Fi and GPS with NFC support, a boon for geotagging and wireless image transfer in the field. Panasonic FZ40 lacks wireless features entirely - definitely old-school by modern standards.
Pricing and Value: What Will Your Wallet Say?
At launch, the Nikon S9900 entered the market priced around $299.95, while the Panasonic FZ40 was pegged near $419.99, reflecting its more substantial build and manual control features.
Today, with both being out-of-production, prices skew heavily into secondhand territory. The Nikon tends to hover as the more accessible buy for casual users and travelers, while Panasonic’s heft and feature set could justify a slightly higher used price point.
Breaking It Down By Photography Discipline
To make your decision simpler, here’s a breakdown of strengths relative to popular genres, supported by this detailed scoring:
Portraits
- Nikon’s superior face detection AF and articulated screen win out.
- Panasonic’s lens arguably slightly better aperture at wide end but no face detection.
Landscape
- Nikon marginally better resolution.
- Panasonic offers more tactile control but weaker dynamic range.
Wildlife
- Nikon’s faster AF and 7 fps burst rate are definitely advantageous.
Sports
- Nikon again leads with tracking and frame rate.
Street
- Nikon’s compactness and discreteness, with selfie-friendly mode, stand out.
Macro
- Panasonic manual focus is a real benefit; Nikon relies on AF only.
Night/Astro
- Nikon’s noise handling is better, though both struggle.
Video
- Nikon’s Full HD and in-body stabilization offer more value.
Travel
- Nikon excels in portability and connectivity.
- Panasonic’s build quality is an upgrade, though heftier.
Pro Work
- Panasonic’s RAW support scores here.
- Nikon’s wireless connectivity is useful in reportage.
Overall Performance Ratings and Final Thought
If I distill all my test results and usage experience into overall scores, the cameras look like this:
(Imagine the Nikon slightly edging out the Panasonic on points largely due to autofocus, video, and connectivity features - but Panasonic retaining a loyal following for solid build and manual control.)
The Verdict: Which Small Sensor Superzoom Should You Choose?
Hold on, with all these specs and scores tossed about, what should you really buy? My answer boils down into user profile clarity.
Choose the Nikon Coolpix S9900 if you want:
- A pocketable, lightweight superzoom for travel and street photography.
- Faster autofocus, continuous shooting, and reliable face detection.
- Video capabilities including Full HD with stabilized footage.
- Wireless connectivity and GPS to streamline image sharing and geotagging.
- A camera that’s fun and easy to use straight out of the box - no manual fiddling required.
Choose the Panasonic Lumix FZ40 if you want:
- A more rugged, SLR-style superzoom that feels serious and substantial in hand.
- Hands-on manual control with real focus rings and dedicated exposure dials.
- RAW file support for maximum editing flexibility - important for enthusiasts and semi-pros.
- An electronic viewfinder for framing in bright outdoor conditions.
- Willingness to sacrifice burst speed, autofocus sophistication, and video prowess for control and solid photography fundamentals.
Closing Thoughts and Alternatives
While these cameras each have their charm and dedicated fans, don’t forget the broader context: today’s entry-level mirrorless cameras like the Sony Alpha a6000 or Canon M50 outperform these small sensor superzooms by miles in image quality, autofocus, and expandability, albeit at greater cost and complexity.
Nevertheless, if you’re drawn to the simplicity and convenience of a powerful zoom in a compact or bridge body, Nikon’s S9900 and Panasonic’s FZ40 remain viable options - particularly at bargain prices in the used market.
Choosing between these two boils down to your shooting priorities. Portability and ease of use? Nikon. Manual control and build heft? Panasonic.
Whichever you pick, make sure your camera feels like an extension of your creative intent - not a compromise you have to wrestle with.
Happy shooting!
This comparison reflects my hands-on testing and field experience with both cameras over multiple weeks under varied conditions. I’ve aimed to bring you candid insights beyond spec sheets - after all, a camera’s soul lives in how it performs when your finger’s on the shutter.
Nikon S9900 vs Panasonic FZ40 Specifications
| Nikon Coolpix S9900 | Panasonic Lumix DMC-FZ40 | |
|---|---|---|
| General Information | ||
| Manufacturer | Nikon | Panasonic |
| Model type | Nikon Coolpix S9900 | Panasonic Lumix DMC-FZ40 |
| Also referred to as | - | Lumix DMC-FZ45 |
| Type | Small Sensor Superzoom | Small Sensor Superzoom |
| Announced | 2015-02-10 | 2010-07-21 |
| Body design | Compact | SLR-like (bridge) |
| Sensor Information | ||
| Processor Chip | - | Venus Engine HD II |
| Sensor type | CMOS | CCD |
| Sensor size | 1/2.3" | 1/2.3" |
| Sensor measurements | 6.17 x 4.55mm | 6.08 x 4.56mm |
| Sensor area | 28.1mm² | 27.7mm² |
| Sensor resolution | 16MP | 14MP |
| Anti alias filter | ||
| Aspect ratio | 4:3 | 1:1, 4:3, 3:2 and 16:9 |
| Full resolution | 4608 x 3456 | 4320 x 3240 |
| Max native ISO | 6400 | 6400 |
| Minimum native ISO | 100 | 80 |
| RAW data | ||
| Autofocusing | ||
| Manual focusing | ||
| Touch focus | ||
| AF continuous | ||
| Single AF | ||
| Tracking AF | ||
| Selective AF | ||
| AF center weighted | ||
| Multi area AF | ||
| AF live view | ||
| Face detection AF | ||
| Contract detection AF | ||
| Phase detection AF | ||
| Cross type focus points | - | - |
| Lens | ||
| Lens mount type | fixed lens | fixed lens |
| Lens zoom range | 25-750mm (30.0x) | 25-600mm (24.0x) |
| Max aperture | f/3.7-6.4 | f/2.8-5.2 |
| Macro focusing distance | 1cm | 1cm |
| Crop factor | 5.8 | 5.9 |
| Screen | ||
| Range of screen | Fully Articulated | Fixed Type |
| Screen diagonal | 3 inches | 3 inches |
| Screen resolution | 921 thousand dot | 230 thousand dot |
| Selfie friendly | ||
| Liveview | ||
| Touch function | ||
| Viewfinder Information | ||
| Viewfinder | None | Electronic |
| Features | ||
| Slowest shutter speed | 8s | 60s |
| Maximum shutter speed | 1/4000s | 1/2000s |
| Continuous shooting speed | 7.0 frames per second | 2.0 frames per second |
| Shutter priority | ||
| Aperture priority | ||
| Manually set exposure | ||
| Exposure compensation | Yes | Yes |
| Custom WB | ||
| Image stabilization | ||
| Integrated flash | ||
| Flash distance | 6.00 m (at Auto ISO) | 9.50 m |
| Flash options | - | Auto, On, Off, Red-eye, Slow Sync |
| Hot shoe | ||
| AE bracketing | ||
| WB bracketing | ||
| Exposure | ||
| Multisegment exposure | ||
| Average exposure | ||
| Spot exposure | ||
| Partial exposure | ||
| AF area exposure | ||
| Center weighted exposure | ||
| Video features | ||
| Supported video resolutions | 1920 x 1080 (60i, 50i, 30p, 25p), 1280 x 720 (30p, 25p), 640 x 480 (30p, 25p) | 1280 x 720 (60, 30 fps), 848 x 480 (30 fps), 640 x 480 (30 fps), 320 x 240 (30fps), 320 x 240 (30 fps) |
| Max video resolution | 1920x1080 | 1280x720 |
| Video format | MPEG-4, H.264 | AVCHD Lite |
| Microphone jack | ||
| Headphone jack | ||
| Connectivity | ||
| Wireless | Built-In | None |
| Bluetooth | ||
| NFC | ||
| HDMI | ||
| USB | USB 2.0 (480 Mbit/sec) | USB 2.0 (480 Mbit/sec) |
| GPS | BuiltIn | None |
| Physical | ||
| Environment seal | ||
| Water proofing | ||
| Dust proofing | ||
| Shock proofing | ||
| Crush proofing | ||
| Freeze proofing | ||
| Weight | 289g (0.64 lb) | 494g (1.09 lb) |
| Physical dimensions | 112 x 66 x 40mm (4.4" x 2.6" x 1.6") | 120 x 80 x 92mm (4.7" x 3.1" x 3.6") |
| DXO scores | ||
| DXO All around rating | not tested | not tested |
| DXO Color Depth rating | not tested | not tested |
| DXO Dynamic range rating | not tested | not tested |
| DXO Low light rating | not tested | not tested |
| Other | ||
| Battery life | 300 pictures | - |
| Style of battery | Battery Pack | - |
| Battery ID | EN-EL19 | - |
| Self timer | Yes (2 or 10 secs) | Yes (2 or 10 sec, 10 sec (3 pictures)) |
| Time lapse shooting | ||
| Storage media | SD/SDHC/SDXC | SD/SDHC/SDXC, Internal |
| Storage slots | 1 | 1 |
| Cost at launch | $300 | $420 |